Professional debt recovery, asset tracing, and financial investigations designed to protect your cash flow, recover outstanding liabilities, and resolve partnership disputes.
Overview
Protecting Your Cash Flow and Recovering Assets with Professional Integrity
Outstanding debts can severely disrupt business operations, drain valuable resources, and compromise corporate survival. In Nigeria's business environment, recovering outstanding liabilities requires a sophisticated blend of financial intelligence, forensic investigation, and firm negotiation. Standard collection agencies often rely on pressure tactics that yield limited results, risk damaging valuable commercial relationships, or lead to costly litigation.
Effective debt recovery begins with thorough investigation. Locating debtors, verifying their operational status, reconstructing accounting transaction records, and tracing hidden assets are crucial steps to determining the most effective recovery strategy. Whether you are dealing with contract defaults, partner disputes, non-performing commercial loans, or corporate asset diversions, you need an authorized representative who operates within legal frameworks while pursuing recoveries strategically.
Phillip Eze Osuji & Co. provides structured, professional debt recovery and investigation services. We combine accounting precision with deep investigative experience to analyze debtor accounts, trace fund trails, conduct negotiations, and coordinate with legal counsel to recover outstanding liabilities. Our partner-led approach ensures that every recovery effort is legally compliant, highly strategic, and conducted with total confidentiality.
Our Scope
Recovery & Investigation Solutions We Deliver
We combine financial analysis, commercial mediation, and investigative tracking to recover your assets.
Debtor Tracing & Asset Searches
Conducting deep investigative reviews to locate missing debtors, identify their active bank accounts, verify their corporate assets, and assess their overall ability to pay.
Commercial Debt Recovery
Direct representation in recovering unpaid invoices, defaulted commercial loans, supply chain back-payments, and outstanding partner distributions across Nigeria.
Account Reconstruction & Audit
Reconstructing complex transactional accounts, verifying disputed balances, checking interest calculations, and establishing definitive, audit-supported recovery targets.
Asset Tracing & Investigation
Tracing diverted corporate assets, unauthorized transfers, and siphoned company resources through financial trails and bank statements to secure recovery.
Litigation Support & Evidence
Compiling meticulous evidence files, writing independent expert reports, and providing litigation support to help your counsel secure pre-judgment attachments or court orders.
Partnership & JV Disputes
Independent, objective financial reviews to resolve cost-sharing disputes, balance distributions, and trace assets in joint venture or partnership liquidations.
Recovery Process
How We Manage Debt Recovery & Investigations
- 01
Case Assessment & Strategy
We review original contracts, invoices, and payment histories to evaluate the legal basis of the debt and verify the debtor's profile.
- 02
Investigative Tracing
We trace the debtor's operational footprint, locate key decision-makers, and conduct asset searches to quantify their recovery capacity.
- 03
Account Reconstruction
If balances are disputed, our accounting team reconstructs the transactional history, ledger entries, and interest computations to establish an audited figure.
- 04
Direct Negotiation & Mediation
We make professional, formal contact with the debtor, presenting the audited documentation and negotiating structured repayment plans or settlements.
- 05
Legal Escalation Support
If the debtor refuses to negotiate, we compile a detailed evidence file and coordinate with your legal counsel to initiate recovery through courts or tribunals.
- 06
Settlement & Fund Recovery
We monitor compliance with the agreed payment structures, verify bank settlements, and ensure the successful recovery and transfer of funds.
Quality Focus
What We Verify in Every Case
Why Choose Us
Discreet, Persistent, and Legally Sound Recoveries
Corporate debt recovery requires far more than basic collections pressure. It demands a deep understanding of contract law, financial transactions, and the legal pathways to enforcement. At Phillip Eze Osuji & Co., we operate with absolute professionalism, ensuring that recoveries are pursued within proper legal channels to protect your company's reputation.
Our partners are members of the Institute of Chartered Accountants of Nigeria (ICAN) and registered with the Financial Reporting Council of Nigeria (FRCN). We ensure that all reports, account reconstructions, and evidence portfolios are structured to meet court-admissible standards, giving you the strongest possible leverage.
- ✓ Combined accounting and investigative expertise to uncover hidden assets
- ✓ Evidence files prepared to legal and court-admissible standards
- ✓ Professional, diplomatic negotiators who protect client reputation
- ✓ Fully licensed by the Financial Reporting Council of Nigeria (FRCN)
- ✓ Total confidentiality — all case files managed under strict NDAs
- ✓ Extensive commercial collection experience across multiple industries
